Now Open — Applications 2026

Pamoja Invest 2026

Connecting serious women with investors ready to deploy capital in Uganda. Pamoja Invest 2026 will be held in Kampala on 16th July 2026 at Sheraton Hotel.

Applications are now open. Only investment-ready enterprises will be selected.

Women entrepreneurs in Uganda working together in a community business setting
Collective Power. Sustainable Impact.

Unlocking sustainable access to capital for women entrepreneurs

Pamoja builds structured pathways from assets to income to creditworthiness, transforming informal businesses into investable enterprises across Uganda.

African woman entrepreneur working in agricultural field with green peppers
10,000+
Women to be organized
The Problem

Women entrepreneurs are excluded from capital

Women entrepreneurs do not lack ambition. They lack structured pathways to capital. Traditional finance asks for proof before lending—collateral, credit history, formal operations. Most women entrepreneurs cannot provide that proof.

The financing gap is not a demand problem. It is a systems design problem. Pamoja builds the ecosystem that turns informal businesses into investable enterprises through our pathway: Assets → Income → Data → Creditworthiness → Capital.

Our Three Strategic Pillars

01Access to Capital
02Enabling Environment
03Network & Opportunity
Explore Our Programs
Our Programs

Structured, scalable pathways to finance

Two flagship multi-year programs reduce perceived lending risk by creating verifiable data and organized portfolios.

An African person using solar energy panels in a rural setting
01Access to Capital

Women Financial Inclusion & Productive Assets Initiative

We finance productivity first. Providing solar/hybrid energy systems, sector equipment, and digital tracking to create verifiable financial footprints.

Key Activities

Solar & hybrid energy systems
Sector equipment & machinery
Digital onboarding & repayment tracking
Alternative credit scoring
African professionals in a business meeting discussing investor matchmaking and capital opportunities
02Access to Capital

Investor Matchmaking & Capital Brokerage Platform

We aggregate and structure women-led SMEs into investable portfolios, connecting them with impact investors and blended finance opportunities.

Key Activities

Investment-readiness support
Portfolio aggregation
Capital forums & roundtables
Blended finance structuring
Women entrepreneurs in a training session learning business formalization and financial management
03Enabling Environment

Business Support & Market Linkages

Access to capital without support leads to failure. We provide formalization support, financial literacy, and market access to strengthen capital absorption.

Key Activities

Business formalization & governance
Financial literacy & bookkeeping
Market access & off-taker linkages
Policy & regulatory advocacy
Expected 5-Year Impact

Building scalable infrastructure for women's capital access

Our multi-year programs create sustainable pathways that reduce perceived lending risk and increase capital deployment to women-led enterprises.

10,000+
Women Organized

Women entrepreneurs structured into networks and investment-ready clusters

5,000+
Enterprises Equipped

Businesses provided with productive assets and digital financial infrastructure

100%
Digital Profiles

Digitally verifiable credit profiles created for capital access

Scaled
Capital Infrastructure

Sustainable women capital access infrastructure established nationwide

Target Beneficiaries

Informal women entrepreneurs
Growth-stage SMEs
Sector associations (salons, agro-processors, traders)
Investment-ready women-led enterprises

Partner with us to shift capital closer to women entrepreneurs

Co-finance asset pools, support digital infrastructure, fund investment-readiness programs, or provide catalytic risk-sharing capital.